Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Years
0 Five Star
$ 0 MM


Direct Private Money HELOC Loans for California Real Estate


Loans Funded
$ 500 Million
  • 20 Years Lending
  • A+ Rating With the BBB
  • 130 Zillow 5 Star Testimonials

Borrow Money

Rates Starting at
  • No Credit Requirements
  • Primary & Rentals Allowed
  • Stated Income Loans Available

Submit a Loan

Average Days to Fund
7 days
  • Direct Lender
  • Same Day Approvals
  • No Upfront Fees.... Ever!

Loans Recently Funded

By Our Hard Money Lenders In California

Investment Property

$160,000 - Pacific Palisades, CA

Primary Residence

$227,000– Santa Clarita, CA

Investment Property

$419,000– San Diego, CA

Private Money HELOC Loans Available To California Homeowners

The key to success in Private Money lending is equity and working with an experienced Lender. Independent Lending loans are asset-based, meaning you won’t be approved or denied based on your credit score. We focus on equity when it comes to assessing the qualifications of an individual seeking a private money HELOC loan. You are much more likely to qualify for a private money HELOC than a traditional mortgage. We focus on both California Residential and Commercial properties.

Residential Private Money HELOC Loans

Commercial Private Money HELOC Loans

Commercial & Residential Loans Offered

Read What Our Borrowers Have To Say

About Our California Private Money HELOC Loans and Service

Contact Independent Lending

Call 949.830.3151 or fill out our web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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