CALIFORNIA HELOC MORTGAGE LENDER
Direct Private Money HELOC Loans for California Real Estate
Experience
Loans Funded
$
500 Million
-
20 Years Lending
-
A+ Rating With the BBB
-
130 Zillow 5 Star Testimonials
Borrow Money
Rates Starting at
9.99%
-
No Credit Requirements
-
Primary & Rentals Allowed
-
Stated Income Loans Available
Submit a Loan
Average Days to Fund
7 days
-
Direct Lender
-
Same Day Approvals
-
No Upfront Fees.... Ever!
Loans Recently Funded
By Our Hard Money Lenders In California
Investment Property
$160,000 - Pacific Palisades, CA
Primary Residence
$227,000– Santa Clarita, CA
Investment Property
$419,000– San Diego, CA
Private Money HELOC Loans Available To California Homeowners
The key to success in Private Money lending is equity and working with an experienced Lender. Independent Lending loans are asset-based, meaning you won’t be approved or denied based on your credit score. We focus on equity when it comes to assessing the qualifications of an individual seeking a private money HELOC loan. You are much more likely to qualify for a private money HELOC than a traditional mortgage. We focus on both California Residential and Commercial properties.
Residential Private Money HELOC Loans
- Borrow up to 80% Combined Loan to Value
- Direct Lender - No Middleman
- Rates as low as 9.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time
Commercial Private Money HELOC Loans
- Borrow up to 70% Combined Loan to Value
- Direct Lender - No Middleman
- Rates as low as 9.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time
Commercial & Residential Loans Offered
- Bridge Loans
- Cash for Investment
- Self Employed Business Purpose
- Fixing up Property to Sell
- Fixing up Property to Rent
- SFR
- Condo
- Townhome
- Multi Family
- Commercial
- Primary Residence
- Investment Property
- Second Home
- Foreign Nationals
- LLC & Corps
Read What Our Borrowers Have To Say
About Our California Private Money HELOC Loans and Service
David was able to find the right lending solution for us and really helped during this stressful time. He was honest about our mortgage options and patiently answered all of my questions. We have worked with multiple lenders over the years and the experience with David has been the best. I recommend him highly to anyone looking for a lender.
We had the best lending experience with David Milo and Independent Lending! After reaching out from an online inquiry, David set our expectations for finding a suitable loan product, kept in contact and guided us through the entire loan process. He made himself available 24/7 and made sure we were comfortable with every aspect of getting our loan. From start to finish, we closed in less than 2 weeks! I would strongly recommend David Milo and his team for any type of real estate loan product.
David Milo was a professional from start to finish, he delivered as expected and made the process incredibly easy. My husband and I worked with David on a recent equity loan for our home that is is under construction, the entire process was quick easy and David kept us informed the entire way. He answered any and all questions professionally and with great kindness. We will defiantly use David for any of our home loan needs in the future. Recommend him highly!
I am very thankful that I found David online. I was in a ugly situation with personal stuff, had very bad credit. I went to banks, mortgage lenders but know one wanted to help me. I was almost ready to give up till I went online and looked for some hope out there for me. Then I came across David’s page and gave him a call. The loan was fast. Thank you David!
Contact Independent Lending
Call 949.830.3151 or fill out our web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
